The chatter about the other captain happened above 10,000 ft. Sterile cockpit rules are no irrelevant conversations below 10,000 ft. When they were cleared to descend to 9000, there was no further nonsense chatter.
"Only paid her for the hours that she was actually "in the air". She was not paid for pre-flight briefings, turnaround time between flights, sales meetings and time on the ground due to delays and flight cancellations. The hourly flying rate was just £13.07 an hour with no contractual review for three years."
For many airlines, major and lcc, the pay clock doesn't start until the cabin doors are closed or the brakes are released. Also, no pay for sit time in between flights including turns.
During a simulated engine out procedure on a BFR, I was reminded by my CFI that I did everything correctly except initiate my communication with MAYDAY, MAYDAY, MAYDAY to make sure that I get everyone's attention and that everyone else (unless they also have a mayday situation) stays quiet.